A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content The Financial Literacy Crisis Many Americans are operating their personal finances with only the barest minimum of knowledge. Managing Your Lifestyle Using smart management to get more of what you want and free up assets to invest. Should You Borrow from Your 401(k)? Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase?